USA Credit Recovery is committed to respecting and protecting the privacy of visitors to our web sites as well as the privacy of our actual customers.

For visitors, we've structured our website so that, in general, you can visit us on the web without identifying yourself or revealing any personal information.

For customers, once you choose to provide us personally identifiable information (any information by which you can be identified), you can be assured that it will only be used to support your customer relationship with USA Credit Recovery.

Visitors To Our Web Site 

What information do we collect?

When you visit our web site, our web server collects basic user information about you that includes your ISP's domain, the time you accessed our web site, and the pages from within our web site that you visit.

We may at times also use cookies, which are small pieces of information that a web site can store in a designated file on your computer. Cookies allow a web application to respond to you as an individual. By gathering and remembering information about your preferences, the web application can tailor its operation to your needs, likes, and dislikes.

Our web server does not collect your e-mail address or aggregate information on what other pages on the Web you have accessed or visited.

How do we use this information?

The basic user information collected is used to help us analyze web traffic and to improve the content of our web site. Cookies may be used to facilitate your customer interaction with us. For example, we may use a cookie on the landing page of products sold online which record the customer information that is required on the order form, and then forward this information to our internal sales tracking database.

USA Credit Recovery Customers 

What information do we collect?

When you sign up for USA Credit Recovery's services, you provide us with both contact and payment information. Contact information typically includes your name, address, and phone number. Payment information typically includes your credit card number.

While you are a USA Credit Recovery customer, we manage information with regard to your account status, choice of services, and customer logs. In addition, we may store customers' electronic mail and other communications as a necessary incident to the transmission and delivery of those communications.

How do we use this information?

We use the contact information you provide us to establish our service for you. We use payment information for payment processing purposes only. We create and maintain other information such as customer account status, choice of services, and customer logs in the normal course of providing service.

We will not otherwise disclose customer personal and account information unless we have reason to believe that disclosing such information is necessary to identify, make contact with, or bring legal action against someone who may be causing harm or interfering with the rights or property of USA Credit Recovery, our customers, or others, or where USA Credit Recovery has a good faith belief that the law requires such disclosure.


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Below you will find a list of the major cities we we offer collection agency services:
New York City * Los Angeles * Chicago * San Francisco * Philadelphia * Detroit * Boston * Dallas * Houston * Miami * Atlanta * Cleveland * Seattle * San Diego * Minneapolis * St Paul * St Louis * Baltimore * Pittsburgh * Phoenix * Tampa * Denver * Cincinnati * Milwaukee * Kansas City * Sacramento * Portland * Norfolk * Columbus * San Antonio * Indianapolis * New Orleans * Buffalo Charlotte * Providence * Hartford * Orlando * Salt Lake City * Rochester * Memphis * Nashville * Oklahoma City * Wichita * Omaha * Tucson * Charleston * El Paso * Savannah * Jackson * Boise * Reno * Des Moines * Madison * Austin * Little Rock * Montgomery * Honolulu * Tulsa * Tacoma * Seattle


Below you will find a partial list of  additional cities we we offer collection agency services:
Abilene, Akron, Albany, Albuquerque, Alexandria, Allentown, Amarillo, Anaheim, Anchorage, Ann Arbor, Arlington, Atlanta, Aurora, Austin, Bakersfield, Baltimore, Baton Rouge, Beaumont, Berkeley, Birmingham, Boise, Boston, Bridgeport, Buffalo, Cedar Rapids, Charlotte, Chattanooga, Chesapeake, Chicago, Chula Vista, Cincinnati, Citrus Heights, Cleveland, Pennsylvania Springs, Columbus, Concord, Corpus Christi, Dallas, Dayton, Denver, Des Moines, Detroit, Durham, East Los Angeles, El Monte, El Paso, Elizabeth, Erie, Escondido, Eugene, Evansville, Flint, Fort Lauderdale, Fort Wayne, Fort Worth, Fremont, Fresno, Fullerton, Garden Grove, Garland, Gary, Glendale, Grand Rapids, Greensboro, Hampton, Hartford, Hayward, Hialeah, Hollywood, Honolulu, Houston, Huntington Beach, Huntsville, Independence, Indianapolis, Inglewood, Irvine, Irving, Jackson, Jacksonville, Jersey City, Kansas City, Knoxville, Lakewood, Lansing, Laredo, Las Vegas, Lexington, Fayette, Lincoln, Little Rock, Livonia, Long Beach, Los Angeles, Louisville, Lowell, Lubbock, Macon, Madison, Memphis, Mesa, Mesquite, Metairie, Miami, Milwaukee, Minneapolis, Mobile, Modesto, Montgomery, Moreno Valley, Nashville, New Haven, New Orleans, New York City, Newark, Newport News, Norfolk, Oakland, Oceanside, Oklahoma City, Omaha, Ontario, Orange, Orlando, Overland Park, Oxnard, Paradise, Pasadena, Paterson, Peoria, Philadelphia, Phoenix, Pittsburgh, Plano, Pomona, Portland, Portsmouth, Providence, Raleigh, Rancho Cucamonga, Reno, Richmond, Riverside, Rochester, Rockford, Sacramento, Salem, Salinas, Salt Lake City, San Antonio, San Bernardino, San Diego, San Francisco, San Jose, Santa Ana, Santa Clarita, Santa Rosa, Savannah, Scottsdale, Seattle, Shreveport, Simi Valley, Sioux Falls, South Bend, Spokane, Springfield, Stamford, Sterling Heights, Stockton, St. Louis, St. Paul, St. Petersburg, Sunnyvale, Syracuse, Tacoma, Tallahassee, Tampa, Tempe, Thousand Oaks, Toledo, Topeka, Torrance, Tucson, Tulsa, Vallejo, Virginia Beach, Waco, Warren, Washington DC, Waterbury, Wichita, Winston-Salem, Worcester, Yonkers


Below you will find a list of the states  we offer collection agency services:
Alabama Alaska Arizona Arkansas California Colorado Connecticut DC Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey
New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island
South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

The  USA Credit Recovery Internet Search terms Are:
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Below you will find a list of the cities within Pennsylvania where we offer debt collection agency services:

     
A collection agency is a business that pursues payments on debts owed by individuals or businesses. Most collection agencies operate as agents of creditors and collect debts for a fee or percentage of the total amount owed.

Some agencies, sometimes referred to as "debt buyers", also purchase debts from creditors for a fraction of the value of the debt and pursue the debtor for the full balance.
Creditors typically send debts to a collection agency in order to remove them from their accounts receivable records; the difference between the amount collected and the full value of the debt is then written off as a loss.

First Party Agencies

Some agencies are departments or subsidiaries of the company that owns the original debt. First party agencies typically get involved earlier in the debt collection process and have a greater incentive to try to maintain a constructive customer relationship.
Because they are a part of the original creditor, first party agencies are not subject to some of the laws which govern collection agencies.

These agencies are called "first party" because they are part of the first party to the contract (i.e. the creditor). The second party is the consumer (or debtor).

Third Party Agencies

The term collection agency is usually applied to third party agencies, called such because they were not a party to the original contract.

The creditor assigns accounts directly to such an agency on a contingency fee basis, which initially costs nothing to the creditor or merchant except for the cost of communications.

The collection agency makes money only if money is collected from the debtor (often known as a "No Collection - No Fee" basis). The agency will take a percentage of the amount collected as its fee, which can range from 30% to 50% depending on the type of debt (though more typically the fee is 30% to 40%).

Another option for creditors is to sell their debts to the fast growing debt buying industry. This allows the creditor to generate immediate revenue from their accounts receivables, save infrastructure costs associated with managing collection agencies, and avoid the possible legal liability and public relations risks associated with debt collection.

Collection account

Collection account is the term used to describe a person's loan or debt which has been submitted to a collection agency through a creditor.
The term is not used on debts with only original creditors.

The collection account normally appears on the credit report of a person (debtor) who has had one or more accounts referred to collection agencies, within the last seven years.

The name of the collection agency, and the amount of money a person owe, will be listed in the report. Also, in some cases, the agency's contact information is listed.
If a debtor pays off a collection account, the item will not be removed from the credit reports - it will simply be marked "Paid."

To begin immediate collection action, simply complete the form above and click the
"Submit To USA Credit Recovery" button. We'll begin working on your collection immediately. Should we require statements or invoices, we'll contact you. Should you have any questions, please do not hesitate to contact us at 1-877-661-7047.